Insurance Premium Financing

Coverage you need.
Payments that make sense.

Maverick Premium Finance helps businesses spread the cost of their insurance premiums into manageable installments, so cash stays working where it matters most.

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Founded by the team behind NewCo Risk, LLC, Keller, Texas.

What is premium financing?

Insurance protection without the lump-sum hit

Premium financing is a loan that pays your insurance premium up front to the insurance company. Instead of paying the full annual premium at once, you make a down payment and repay the balance in scheduled installments, plus a finance charge.

It's a common tool for businesses carrying commercial policies like general liability, workers' compensation, commercial auto, property, and umbrella coverage. It lets them keep working capital available for payroll, equipment, and growth.

How it works

Four simple steps

  1. 1

    Get a quote

    Your insurance agent requests a finance quote for your policy premium.

  2. 2

    Sign the agreement

    Review and sign a premium finance agreement and make your down payment.

  3. 3

    We fund the carrier

    Maverick pays the financed premium to the insurance company or agency.

  4. 4

    Pay over time

    Make convenient scheduled payments for the term of the agreement.

Benefits for insureds

Built for businesses that keep moving

Preserve cash flow

Keep capital available for operations instead of tying it up in a single premium payment.

Predictable payments

A clear schedule makes budgeting for insurance simpler.

Get covered sooner

Bind the coverage you need without waiting to save up the full premium.

Straightforward terms

Plain-language agreements and responsive service from people who know insurance.

For agents & brokers

Partner with a finance company that speaks your language

We come from the brokerage side, so we know what agents need: quick answers, clean paperwork, and funding that doesn't hold up a bind.

Become a Partner Agency

FAQ

Common questions

What types of policies can be financed?

Many commercial property and casualty policies can be financed. [List of eligible lines / exclusions to be confirmed]

How much is the down payment?

Down payments vary by policy and carrier. [Down payment terms]

What does financing cost?

Your finance charge and APR are disclosed in your premium finance agreement before you sign. [Rate / fee disclosure language]

What happens if I miss a payment?

Late fees may apply, and continued non-payment can result in cancellation of the financed policy as described in your agreement. [Late fee and cancellation policy]

Where do you operate?

[States where Maverick Premium Finance is licensed]

How do I make a payment?

[Payment methods / online payment portal details]

Contact

Let's talk

Questions about a quote, an account, or partnering with us? Reach out.